I've been out of work since November and have gotten a workers comp check for a total of 4 days. Workers comp refuses to pay until they get a second opinion which they finally informed me of in Jan. after they ran out of other excuses. The owner of the company that I work for has already acknowledged to the insurance company it is a work related injury. But I was told i need a second opinion. My primary doctor has indicated I had arthritis and the bones in my spine when pointed and pinching my nerves thus causing me to feel pain down my arms and back.
I do alot of heavy lifting and repetition in my job, I've been told the insurance company can deny my claim since arthritis is usually not work related. My doctor indicated in some case like he believes mine is that heavy lifting and repetitive lifting can cause arthritis and the bone structure is definately something brought on by injury.
My worry is that i will be denied my claim and be out of 4 months of wages plus any future earnings especially since the doctor will not release for work because of all the medications i am taking. Can the workers comp insurance deny me and if so do i have any recourse?