First of all, I would like to say the information and advice I have found from the users of this site is exceptional and well received. I have been able to answer many of my questions through different answers given however, I do have a couple of new ones for anyone willing to accept.
I am a truck driver who had been involved in an accident roughly two years ago while on the job.
Welcome to wc.
Due to the injury received I underwent a spinal fusion (L4-L5-S1) and had been kept off work for nearly 10 months both before and after surgery. I returned to work in July '06 and typically work 70+ hours per week. I enjoy my work immensely and have been fortunate that the comapny I work for accomodated me in making my job easier. I had also been told on more than one occasion by my surgeon to think about a new career as truck driving is extremely damaging to your back/disks/lumbar. Also because of my age and injury I could expect to go through another fusion at some point in my life. I do find myself having to stop and get out to walk and/or stretch while driving more often. This seems to become more frequent as time goes by.
I received a 25% impairment rating from a wc doctor who actually believes in me. Go figure. I am at this time attending weekly psychological therapy sessions to address PTSD. This diagnosis was given to me by yet another wc doctor because of anxiety/panic attacks, stress and anger issues. Initially I had been sent to the psychologist to address a sexual dysfunction problem I am dealing with. A neurologist had referred me after a quick 10 minute meeting. Therapy is seemingly going well and many of the issues mentioned are becoming smaller and easier to deal with. The sexual thing is still a problem as are the anxiety and stress. I have made it abundantly clear to the doctor that the stress and much of the anxiety are due to the dealings with work comp as well as "risk management" within my employer's corporate hq's.
Sorry ......... questions.
First, I don't want to ask my doctor but, how does one arrive at an impairment rating (MMI) for a psychological condition brought on by an injury or even the aftermath of everything else involved post injury? I have been told that I will recive an impairment rating once I am deemed to be "as good as I'll ever get".
Secondly, what is the proper calculation method to be used when determining a settlement amount?
Eg. I had received 706.00 per week when drawing from wc. A 25% impairment rating has been attached as BAW.
I have secured the services of a very competent attorney and feel this was a smart move. However, as attorneys seem to be counting minutes, I tend to try to find answers on my own.
Thank you very much for any input received!