After 4+ years it looks like WC is getting ready to settle. I am currently drawing WC and SSDI at the same time with no offsets. I am not signed up for Medicare B because I am on my Wives Insurance and my Wives Insurance is Primary on me. My wives company said it would not be beneficial to me to pay for Medicare B and the Social Security Admins. said the same and gave me a waiver meaning when my wife retires or if she loses her job I would not be penalized for not having signed up for Medicare part B.
Okay, Here is my Question' How do I do a Medical set aside when I am currently on my wives Insurance instead of Medicare B? How do you do Future Medical set Asides under my circumstances? I suffer from a Back Injury in which I have a Titanium Cage, plates and screws in the Thoracic part of my spine(T12 corpectomy). The surgery was not successful as far as pain goes. I suffer from moderate to severe chronic back pain, nerve pain and scar tissue pain. I am on a 25 mcg/per hour Fentanyl patch, Lortab 10, Lyrica, Celebrex and Ambien. I change Fentanyl patches every 2 days and take 3 lortab 10/500s a day, 75 mg of Lyrica twice a day, 200 mg of celebrex daily and 10 mg of ambien at bedtime. I also have the Facet injections for pain relief. I visit pain management every month. My situation will not get better; It is what it is. WC pays for all of it currently but eventually my wives Insurance will be responsible. Any Help or Knowledge on this subject would br GREATLY APPRECIATED.
Thanks in Advance.