I was a passenger in a company owned plane and it crashed while I was on the job. I was in the water for 2 hours hanging on the tail section. I was choppered to the hospital with broken leg (had to be pinned), three injured vertebrae, severe chest pain, broken front tooth, nose twisted, 6" or 7" laceration to the top of my head. I am left with a noticable scar, some leg pain, back pain, leg scars, and my nose is still a little off. I have returned to work and have been offered a settlement. Can you guestimate a proper settlement?