My workers compensation claim was made in the State of: Florida. I have been receiving workers compensation since sept 05. I retired from my employment and began receiving retirement pension benefits since Aug 07also receive LTD benefits since feb 2008 which cleared me as disabled until I reach 62. I received a letter today stating I had been overpaid by LTD because of my pension payments and they wanted a refund within 15 days. I am upset because I paid LTD premiums for 30 years. I am not receiving social security but is on 3rd appeal before ADJ. I need to know if the LTD company can demand what they see as an overpayment, and I see as a benefit. I was never provided a copy of my LTD benefits from Aetna after many request. Please help.