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Thread: PPD Ratings

  1. #1
    Join Date
    Jun 2009
    Posts
    8

    Default PPD Ratings

    So im a bit confused and can't find a simple calculation online. I'm just using this as an example..

    I found something that said for every 1% of impairment they pay .06 of your weekly salary x however many years you have left until you are 70.

    Say i'm 24, have a 3% impairment rating, would this be correct??

    70years-24years = 46 years (552 mos) x 100 (0.18% of weekly wage) = $55200 settlement??

    And are these paid in a lump sum or over a period of time. Thanks!

  2. #2
    Join Date
    Feb 2007
    Location
    Calif
    Posts
    18,017

    Default Re: PPD Ratings

    NV has a little more complex formual for paying PPD indemnity
    6. The rating physician or chiropractor shall provide the insurer with his evaluation of the injured employee. After receiving the evaluation, the insurer shall, within 14 days, provide the employee with a copy of the evaluation and notify the employee:

    (a) Of the compensation to which he is entitled pursuant to this section; or

    (b) That he is not entitled to benefits for permanent partial disability.

    7. Each 1 percent of impairment of the whole man must be compensated by a monthly payment:

    (a) Of 0.5 percent of the claimant’s average monthly wage for injuries sustained before July 1, 1981;

    (b) Of 0.6 percent of the claimant’s average monthly wage for injuries sustained on or after July 1, 1981, and before June 18, 1993;

    (c) Of 0.54 percent of the claimant’s average monthly wage for injuries sustained on or after June 18, 1993, and before January 1, 2000; and

    (d) Of 0.6 percent of the claimant’s average monthly wage for injuries sustained on or after January 1, 2000.

    Ę Compensation must commence on the date of the injury or the day following the termination of temporary disability compensation, if any, whichever is later, and must continue on a monthly basis for 5 years or until the claimant is 70 years of age, whichever is later.
    8. Compensation benefits may be paid annually to claimants who will be receiving less than $100 a month.
    It's 0.6% of your 'monthly' wage. Otherwise, looks like your calculation is pretty close.

    You can request the lump sum payment of indemnity... though it will be commuted to 'todays dollars', and there is a formula included in the statutes.
    NRS 616C.495 Permanent partial disability: Payments in lump sum.

    1. Except as otherwise provided in NRS 616C.380, an award for a permanent partial disability may be paid in a lump sum under the following conditions:

    (a) A claimant injured on or after July 1, 1973, and before July 1, 1981, who incurs a disability that does not exceed 12 percent may elect to receive his compensation in a lump sum. A claimant injured on or after July 1, 1981, and before July 1, 1995, who incurs a disability that does not exceed 25 percent may elect to receive his compensation in a lump sum.

    (b) The spouse, or in the absence of a spouse, any dependent child of a deceased claimant injured on or after July 1, 1973, who is not entitled to compensation in accordance with NRS 616C.505, is entitled to a lump sum equal to the present value of the deceased claimant’s undisbursed award for a permanent partial disability.

    (c) Any claimant injured on or after July 1, 1981, and before July 1, 1995, who incurs a disability that exceeds 25 percent may elect to receive his compensation in a lump sum equal to the present value of an award for a disability of 25 percent. If the claimant elects to receive compensation pursuant to this paragraph, the insurer shall pay in installments to the claimant that portion of the claimant’s disability in excess of 25 percent.

    (d) Any claimant injured on or after July 1, 1995, may elect to receive his compensation in a lump sum in accordance with regulations adopted by the Administrator and approved by the Governor. The Administrator shall adopt regulations for determining the eligibility of such a claimant to receive all or any portion of his compensation in a lump sum. Such regulations may include the manner in which an award for a permanent partial disability may be paid to such a claimant in installments. Notwithstanding the provisions of NRS 233B.070, any regulation adopted pursuant to this paragraph does not become effective unless it is first approved by the Governor.

    2. If the claimant elects to receive his payment for a permanent partial disability in a lump sum pursuant to subsection 1, all of his benefits for compensation terminate. His acceptance of that payment constitutes a final settlement of all factual and legal issues in the case. By so accepting he waives all of his rights regarding the claim, including the right to appeal from the closure of the case or the percentage of his disability, except:
    The above can be found here http://www.leg.state.nv.us/NRS/NRS-6...#NRS616CSec490 with the other statutes and instructions for commutations.

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