I have a WCMSA. I have my money in a separate checking account in my bank. Yesterday I was notified by my bank Chase that someone charged over $2100.00 to my debit card that is linked to my medicare set aside checking account to pay for a hotel room in France. I have no idea how anyone could have stolen this number because I only use the card at Sam's Club Pharmacy once a month for my drugs and this past friday I paid my pain doctor's bill online with my debit card. The doctor's site is suppose to be secure for online bill paying. Those are the only 2 transactions I do monthly and the card is always in my hand when I am making a purchase. I filed a fraud claim with my bank today to get a credit back for my money. What would happen in a case like mine if someone stole all the money in a WCMSA. Would I be liable to CMS or medicare for all this money?