About 2 years after being involved in an automobile accident the workers comp carrier forced me to settle with the 3rd party insurance carrier because they wanted reimbursement for the medical bills they paid. The settlement was finalized and the attorney received his 1/3, the workers comp carrier received 1/3 and I received 1/3. I thought that was it. About a year later I finally had the workers comp hearing and received a 65% disability award. I was awarded an 8 year award for weekly benefits. The question I have is that I did not receive any weekly benefits for almost 3 1/2 years because of the money I received from the insurance company in the earlier settlement. Since I missed several months of work because of surgery and doctor appointments I had to borrow money form anybody I could find and I used the money from the settlement to pay them back. Since the accident my income has been reduced by 80%. I probably only work 3-4 days a week and the weekly benefit would have helped. I just don't understand why the insurance carrier was allowed to withhold weekly benefit payments for 3 1/2 years because of the money I received from the settlement. Can anybody tell me if this is normal?