I have a back injury which occurred in 9/2008. I was labeled P&S earlier this year, and received a zero percent rating (whole person) from the panel QME in August 2009. His explaination was that the injury did not fall in line with the AMA Guides. My permanent and stationary report from the chosen primary doctor lists me as 14% (whole person) and has a different diagnosis than the QME.
Does anyone know what my next course of action should be? I have avoided retaining a lawyer, because thus far the insurance company has been fairly reasonable, but now they are trying to settle at 7% because of the 0% rating from the QME. Is it too late to dispute the QME's report or can I ask for a supplemental report?
I should also mention that the local state Worker's Comp office has been next to no help at all. I have called them several times for advice, and each time they tell me to call my insurance adjuster.