We have been dealing with workers comp for over 6 yrs in the state of North carolina, My husband was permanently injured at work. W/C has been paying all his medical and giving him a weekly check since 2005. We have an attorney, who has called us and told us W/C wants to settle with us. My husband is 46 yrs old. They want to settle with a check for around $500,000.00. We have also been told they will give me (his wife) a paycheck and health ins to take care of him. Our attorney has told us to think about this offer and come up with any questions we may have... We are not sure what to ask, what we should do, What kind of advice can you give us as to things we should ask to make sure we are covered. My husband will never work again in his life, he collects Social Security Disability also. Will that stop if settle because of the lump sum, and I am assuming it will be a lump sum payment. We are now living in Florida because I am also taking care of his elderly parents if that makes any difference. We do not know what types of questions to ask our lawyer.
This is the first offer we have been given by workers comp. Is that the limit of what can be offered according to NC law? Yes it is a good amount of money BUT... This is the rest of his life. What about any future surgery he may need or his $2000.00 a month prescriptions. Our house is in his Dads name because of his credit being poor because of not being able to pay things before w/c finally stepped in and started paying him, which was a year after his injury and surgery.
Any input will be greatly appreciated. If you need more info please let me know.