I have a supplemental accident policy I bought at work and it covers "at work and home". I am involved in a WC claim at work and my HR guy called me and said they had forgotten about this policy. He mailed me a claim form and said "they will owe you some money" for your accident. Is this normal to have a policy that pays even if WC is paying the medical bills? It clearly states at work and home on the paper work. Just curious if anyone has ever ran into this?