Just found this website and thought I would give it a try. About a year ago at work I hyper extended my knee causing a tear of the meniscus. Surgery was done and it was found out during the meniscus removal that I also have two grade four areas that are being considered a pre-existing condition and not related to the meniscus tear. I am back at work and still in a lot of discomfort from the two grade four areas. My Orthopedic Surgeon said I only had one other option for the discomfort and that would be a complete knee replacement. Work Comp sent me to a IME and it was determined their that Work Comp would not be responsible for the knee replacement as it was pre-existing. My question is, never in my life have I had any trouble with my knees until I hyper extended it and had to have surgery. My questions are:
What are my options and do I have any?
Is their such a thing in Montana of a pre-exisitng condition not being covered after being found from some other type of accident to the same area, as in my case the knee?
I can't afford to be out of work, terminated from work because I can't do the job, and it wouldn't be good if I was transferred to some job that was of the nature that the company was just trying to get me to quit, I like the Dept. I work in?
I am cautious just in thought of going and seeing an attorney and the ramifications that could come of that.
Greatly appreciate any thoughts or assistance.