Who is required to provide workers’ compensation coverage?
Any employer who employs three or more employees..
Employers are required by statute to carry Workers’ Compensation insurance if they employ:.
three or more employees regularly employed in the same business or establishment, or
one or more employees employed in activities which involve the use or presence of radiation, or
if providing agriculture or domestic services, 10 or more full‑time nonseasonal agricultural workers regularly employed by the employer
What if my employer does not have workers’ compensation insurance?
The employee should report the lack of workers’ compensation insurance or approved self-insurance to the NCIC Fraud Section and, if injured, should file a Form 18 and Form 33 with the Commission. Please e-mail your completed Form 18 to firstname.lastname@example.org
What must an employee do when an injury occurs?
Report the injury to the employer, orally and in writing, immediately and in any event within 30 days. .
Employer's Duties When a Worker is Injured
An employer must immediately report to its Workers’ Compensation insurance carrier any injury or occupational disease, or allegation by an employee of an injury or occupational disease, sustained in the course of employment for which the attention of a physician is needed or actually sought..
If an injury or alleged injury causes the employee to be absent from work for more than one day, or the employee’s medical expenses are greater than $2000.00, the employer or carrier must file with the Industrial Commission a Form 19 “Employer’s Report of Employee’s Injury to the Industrial Commission” within five days of learning of the injury or allegation..
What should be done if the employer fails or refuses to report an injury?
The Employee should file a claim (Form 18 or 18B) within two years of the accident with the Industrial Commission. Please e-mail completed forms to email@example.com