Searching for answers to questions I have about my injury I came across this site and came up with a few more questions I hope can be settled here. This all happened in Pa. So here we go...
About a month ago, part of my right middle finger was cut off at work. I have been off work for about five weeks and return to a "light duty" type of work this week. I believe my workers comp rep has been pretty forthcoming with me, and all of this is just for verification.
I have been receiving workers comp benefits to date, the %66 of my wages including all overtime work, that seems legit. He is also telling me once all weekly payments stop, they will be sending me a check for 20 weeks worth of wages for the half finger loss.
Is the 20 week payment also subject to the %66? Or is it 20 weeks of %100?
The other question I have came from reading posts on this site...Another individual was talking about a payment for permanant disability loss. While I have learned on this site that the 20 weeks for half of a middle finger is standard and cut and dry, it seems there is a lot I need to learn or find out about the permanant disability. I asked the WC rep about any long term effects (like early arthritis or any future complications from this injury) and from what I understood from him, the payment they will be issuing for the 20 weeks covers all that. Is that accurate?
And about how they decide it is half the finger, not the entire...He told me it goes by a chart and what bones are removed, and because I have a very small amount of bone left above that first knuckle (below the fingernail, that is gone), it is considered half, even if the small amount left above that knuckly is completely useless.
Anyway, thank you in advance for reading and any responses are welcomed and greatly appreciated.