I was injured in April of 2009, I have a disc bulge L5-S1, degenerative disease, and arthritis in the joints of my spine. I have pain all the time in my low back, radiating down through my legs. I was injured working for wal-mart, I lifted a box wrong and that's how my injury started. I haven't had surgery, but have had 2 epidural injections, as well as gone through physical therapy, and various rounds of medications. They put me at MMI, and then scheduled a PPD settlement exam. I was rated at 6%, and given a settlement offer of $10,000. I myself think this is totally wrong. I just turned 22 years old, so I'm going to be dealing with this injury, and pain for 50+ more years which may require more MRI's, possible surgery, medications, physical therapy, etc. Does this amount, and rating sound bad to you? I am not being represented by a lawyer, is it too late to get one? And should I get one? What could/would he do for me, he can't affect the amount of my settlement right? I'm so confused and need some advice on if this settlement amount sounds like total BS, or if I should take it? I mean one MRI is $5,000 dollars, and that alone would take up my whole settlement. PLEASE HELP!