Steel, if your analysis is correct then Puzzled may be giving away about $130 a week in tax-free income. But Puzzled will probably need to lawyer up in order to get that money since the insurance carrier has apparently not offered it voluntarily. I know that is hard to believe (not). And, of course, I think the reduced hours would have to be due to the restrictions in order to qualify, but since I don't practice in GA I don't know that for sure.
Seems like for a possible $130 a week in tax free income Puzzled will surely want to spend the money to get a free consultation with a good work comp lawyer to find out if he or she really is missing out on that amount of tax free income.