Lets put it this way if your lawyer is worth their salt if a call to the IC wont jar the ins co off this ridiculous "cap situation" I predict a motion to reinstate TTD and Medical to be successful.
Maybe you could get something in writing from your employer explaining their WC "cap" on benefits?? If they are dumb enough to give you this then they get EVERYTHING THEY get coming.
Im unsure how NJ is set up as far as online WC info goes. Maybe you had to apply online to have access?? Just dont know. In any event you can call the Dept of Labor who is in charge of NJWC and ask them via phone then. Maybe when you have them on phone ask about online claim info. I will look into this to see if I can figure it out??
Stuff like a WC "cap" on benefits after getting your 1st check is a tell sign of resistance from your employer!!!!!!!!! If there is any chance of having a lifetime of residual effects from this WI then you may wish to consider going full bore for your WC benefits. On the other hand if your injury is superficial you may want to consider not filing especially if you have a great job but horrible supervisor. Its hard to say with knowing so little but my point is after considering your EM position taken they are clear to me in what they want from you. If your close to retirement or just love your job and want to keep it, you have a better chance at that by not pursuing your WC claim?
Yes it is unlawful to be fired for filing a WC claim, but NJ employers are EXPERTS at getting their way and there are countless ways around this law the most used or abused is what is called the "8 week rule" This is after you file a WC case and you have been on TTD there comes a day when the employer may begin to count weeks to be sure they are not sued for wrongful termination, for termination an active Injured worker, as an active employee. Yes you may be fired while under medical care for work injury. WC does not save your job and if you have no work agreement then you are considered an "at will" employee which means you can be fired as easy as you are permitted to quit under the law.
Some of my comments are speculation as I do not have case facts to nail down whats going on here but for sure SOMETHING SMELLS BAD with how this case has been handled by the EM.