Workers Comp Settlemnt After 9 Years

[BvIA]

She also told me that it would be worded as an award or something so that it is only a 1 time payment and not spread out monthly so that this would not hurt me on the other issues. Does it sound like I did a good thing or made it worse

WORSE... worse, worse.

You and your sister cannot come up with any rating, those are done by medical professionals.

On top of that, and the calculations you two have come up with, WHAT are you using for future medical money, what are you doing about a WCMDA?

WHY don't you have an attorney handling this claim for you ?
At the very least, you will be lucky to only have shot yourself in one foot.

And your 'one time payment' WILL screw up your SSDI benefits, potentially for several years.

Does this CA even KNOW you are receiving SSDI and are Medicare eligible....?
Have you signed a SSA release of information?

Don't be relaxing to easyily...it ain't over yet, and could become much worse before it is.