My husband's thumb was amputated below the knuckle in a work related accident two months ago. We've received a few small checks for the time he missed from work. We have been waiting for the "Final Doctor's Report" so that he can start receiving his permanent partial disability payments. My questions are:
1. Does the state of AZ consider this to be a full or partial loss of his thumb. The statute is very vague. His doctor says that he has a 65 to 70% loss of his thumb. On top of this his doctor told him that since a person's thumb is such an intregal part of your hand that he's putting it down as a 20% total loss of his hand.
The AZ statute states that if it is a full loss of his thumb that he will receive 15 months @ 55% of his assessed wage. If it is a partial loss he will receive half of the above mentioned reward. But, would the 20% total loss of his hand have any bearing on how much his compensation will be?
2. How long after State Fund receives the "Final Doctor's Report" do they have to start issuing checks?
3. Can we request for the entire amount be commuted to a lump sum or would we have to go before the Industrial Commission to do this?
4. Will State Fund send us retro checks (checks for the past two months he has been without his thumb) or do the payments start from the date that they receive the Final Doctor's Report?
Any help on any of these questions would be greatly appreciated.