I injured my back at work in 2002 and since then I had to undergo five back surgeries now I have a spinal wire stimulator implant and a pedal wire stimulator. My doctors told me that I am unable to work again due to my limitations. I just received a settlement offer of $80,000 and one year of medical treatment. This just don't seem like a fair offer for me to accept when I have no health insurance anyway and unable to return to work. Please advise me if possilbe.