Since your WC case is settled, you will have a problem getting the WC IC to pay for anything that is not spelled out in your future medical award, if there was one. Unless your doctor, again can write a report/request for treatment that will provide EBM for the medical necessity for the medication/treatment.
"who do you think is makeing the decision to charge me a doctor or some one with no medical background trying to cut corners?"
IF you are referring to the Utilization Review process, only a MD with a license to practice in your state can delay or modify your doctors request for treatment. A claims adjuster can approve, or a nurse case manager, but not deny (as a rule, states have different rules regarding the UR process)
Your having to see a doctor monthly might depend on what the medication is you are taking. Some meds cannot be refilled with out seeing a doctor...ie. Class III, opiate meds used for pain control. Also, you can't get these by mail.
It is easier to get medications approved vs treatment.
If your WC claim was still open you would have a much easier time trying to accomplish what you are seeking. And easier if it wasn't so old a case.
I realize you are trying to minimize your monthly outlay. Perhaps you could try some of the 'free' medication offers advertized on TV.(?) They help people with difficulties paying for their meds. Here is the url for one of the sites...
"There is a lot I dont under stand even after 13 years"...things change all the time, some affects you, some doesn't...but it is important to keep up with your case, it's going to be with you for the rest of your life.