I have not hired an attorney yet because I wanted to wait and see what W/C was gonna offer first, Is this wise? My back injury occurred July 23, 2006 I have already been through the shots in my back and all of the physical therapy. I have already had the test (FCE) where they see what your limitations are and they have been recieved by my neuroligist and he has passed them along to W/C along with his evaluations. He has given me 21% whole body disability. Does anyone know what kind of settlement that the W/C Insurance Co will offer or how the formula works to figure this settlement amount.