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  1. #1
    Join Date
    Feb 2007
    Dutch Harbor

    Default How Do I Get The Money I Need

    A little history on my situation. I live in a remote area of Alaska (Dutch Harbor) and was working two jobs. One was as a school bus driver and the other as a part time garbage truck drive and mechanic. I got injured working at my part time job when the jack stands under the semi truck I was working on collapsed and the truck fell on my leg. It crushed my left leg and I am unable to walk on it without crutches. Because there is only a medical clinic in Dutch Harbor they flew me to Anchorage to take care of my medical needs. The injury happened on January 5,2007 and I have been here in Anchorage at a hotel since that date. Because of the type of injury the healing is very slow and I am told will take several years for me to heal. My problems and questions are as follows.

    First is trying to get information from the insurance company on what type of paper work is needed for them to pay me all that I am entitled to for my workmen's comp. Right now they have me on a compensation of right around $1000.00 a month. I don't know how they came up with that amount but it is no where near enough money to pay my bills. My rent alone in Dutch Harbor is $800.00 a month so that leaves me with only $200.00 to live on for the rest of the month. I believe that I should be entitled to more money then that to pay my bills but do not know what the insurance adjuster needs in order to evaluate my compensation. Several calls and emails to the insurance adjuster have gone unanswered and I am very frustrated trying to find out answers. Mean while all my bills are pilling up and I am unable to pay them as I have no income.

    Second I am concerned that I will not be able to return to work doing the same job. Because I was working for 2 different companies I am afraid that I will loose my job as a school bus driver while I am healing. Also the doctor has told me that there is a good chance that I will have limited range of motion in both my knee and ankle and may never be able to straighten my leg out completely or bend my ankle to walk properly on it. So I am afraid that I will not be able to continue working as a mechanic or even as a driver if I can not operate a clutch. So I was looking into some information on reemployment benefits and am confused.

    I am trying to figure out when you can apply for an evaluation for reemployment benefits and how to go about doing that. I am also trying to figure out if I apply for reemployment benefits and they approve me for training of another job will I have to move in order to get the training. There are not many opportunities in Dutch Harbor to train.

    Right now I am just so frustrated because I am stuck here in a hotel in Anchorage and have no help figure all of this out. I am trying to do this all on my own and I am getting nowhere. The company I work for has been very good to me and has really helped me out a lot with several things. So I am scared of hiring a lawyer and causing the company some hardships because of my injury. If I hire a lawyer to help me do they go after the company or do they go after the insurance company who doesn't seem to want to pay? If I hire a lawyer does it actually help or just throw more red tape into the whole process? I am new to all of this and just trying to find some answers.

  2. #2
    Join Date
    Feb 2007

    Default Re: How do I get the money I need

    you need to speak with a work comp lawyer right away to protect yourself call one asap just to discuss your options

  3. #3
    Join Date
    Mar 2007

    Red face Re: How do I get the money I need

    i don't know about alaska but in ga. you get 66.2/3 percent of your last annual income..i get $1300.00 a month and hey that ain't enough either. my last annual income was $45,000.00 so i do hope they got it right. one thing i do know the most anyone can draw is $425.00 per week or that was what i was told. so i guess they ditched on both of us.
    from ga.

  4. #4
    Join Date
    Oct 2006

    Default Re: How do I get the money I need

    start by reviewing the information from the Alaska work comp commission
    begin with their re-employment information

  5. #5
    Join Date
    Feb 2007
    831 East Morehead St., Ste 355, Charlotte, NC 28202

    Exclamation Re: How do I get the money I need

    Most work comp laws call for a compensation rate of 2/3 of your average weekly gross pay for a period of time before your injury, anywhere from 8 weeks to 52 weeks. Your Alaska work comp agency can tell you how to calculate it.

    You are about to become desperately in need of a lawyer. You need to go ahead and start looking for one now. Try for a start. The lawyers who belong to that organization are very dedicated to the injured workers they represent, and their hearts are in the right place. But the insurance company will continue to take advantage of you if you don't get some help.

    In the meantime, you can call your company and thank them for what they have done so far, but tell them the insurance folks have dropped the ball, and it looks like you will have no choice but to get a lawyer soon to help you with the insurance company. Your employer may just get on the phone to the adjuster and make something good happen for you. But you still need information--if you cannot get it from the state work comp agency then you have to talk to a local lawyer. The insurance company will normally not tell you the truth, so don't even bother asking them. I wish you well.
    The North Carolina Court of Appeals has held that "In contested Workers' Compensation cases today, access to competent legal counsel is a virtual necessity." Church v. Baxter Travenol Labs, Inc., and American Motorists Insurance Company, 104 N.C. App. 411, 416 (1991).

    Bob Bollinger, Attorney and Board Certified Specialist in NC Workers' Compensation Law

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