Hello all. My name is Mike. I am in the same boat as most that I read about in this forum. I live in Mississippi on the coast. You have some idea of how rough life has become. Cost of living has more than doubled. This is no exaggeration. I am a professional communications / data/ security technician. Never used any aid from the gov. and never hurt bad enough to have to stop working. Now the only way to have workers comp. pay for medical expenses is to be placed on no work status. That means the insurance company provides an indemity check for income during this no work status. Insuance provides up to 66% of my income before the injury. However, they are getting away with only paying 25% due to MS Comp. law. I make 26.00 an hour at work with 10 - 20 hours OT weekly. MS max payout is close to minimum wage. I am a single father. I now have lost my house and forced to move with a freind, All my bills are over due, the car is about to be repo'd and we are usually eating less and less. The inurance co. have not sent a check in over a month and every time I speak with them they talk as if their money is not a right of mine to have. God Bless America. There is a NURSE giving approval or denying treatment suggested by a doctor. How did that ever happen? I tried to contact the Governors office time and time again to find there is no official person to speak with and tell that the alloted funds that Workers comp. pays an individual is very out dated and it is the lowest amount in the country. When will Mississippi join the rest of the American society. If you think to look at the problems here in MS you will soon find that in every way this state is substandard compared to any other. Do NOT move here unless you like 2nd world living standards, and/or want to exploit the disenfranchised homeless by taking advantage of this states lack of and poor legislative rules & regulations. I will not hold my breath that this will make a grain of a bit of difference. I hope all is getting better for someone out there. Thanks for reading about this.