Hi I just had surgery in December of 06. I had spinal fusion L5-S1 with bone graft and rods and screws. I have already went through the PT and got my MMI. I do have an attorney. Actually we were about to settle my case when I started having trouble again. I am on my feet alot and started having severe back pain and leg pain again. went back to the doctor and had to have another MRI which does not look good at all. I have to go back to the docotor in october so that he can take a look at my MRI. My question is does anyone know of someone who has gotten a settlement advance? If so I know they charge like 3 to 6% of what they loan you. Just wandering if anyone has gotten one before. I am in dire need of money right now and dont know if I am going to be able to continue work for now.