Hello and thanks to anyone who can offer opinions and or advice to me. I am in TN. I have had three surgeries, distal bicep rupture 11/06, carpal tunnel, and nerve entapment 8/07, all on the same arm. I have been released from the doctor and had a rating exam on 12/07. I have received a call from the IC on 2/08 saying that they had just received the rating from my md and that I was rated at 12% loss on the upper extremity. IC says that I would be entitled to 24 wks of the max 200 but that they would give me 1.25% of that if I would settle now. [30 wks] with open medical. He seemed eager to do this quickly so I told him to fax the offer to me on paper so that I could read through it. He agreed but has yet to do that. My questions are:
1: Is this a fair offer to settle or should I counter this offer and if so how much is appropriate?
2: Should I receive settlements for the hand or does the upper extremity include that?
3:Would a lawyer do any more for me as I am already going to get the 30 wks and if so would he want a % of the initial 30 wks or just a cut on any amount above the 30?
4:How much money is the open medical worth in that I am not the same as pre injury but do not forsee any more treatment on my arm or hand. I also have personal isurance through my wifes work.
Sorry for being long winded. I am impressed with the info being offered on these forums. I also realize that many of you have much more serious situations. Good luck to all and thanks again for any advice