My workers compensation claim was made in the State of: CA.
I am on workers comp to treat my injury but I find the need for home care for an expedited recovery. I am planning on hiring a temporary (3-4 months) personal caregiver (5hrs/week):
-without doctor's prescription
-without comp carrier authorization
-no home owners insurance to cover caregiver's workers comp
As I become the employer in this situation,
Do I have to pay for my caregiver's workers comp insurance since it is only 5hrs/week? If yes, then where can I purchase the work comp insurance for the caregiver? Or is there some kind of personal liability insurance?