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  1. #1
    Join Date
    Oct 2009
    Posts
    1

    Default Arrival of Benefits

    My wife was injured a while back, and just received an impairment rating (after surgery, physical therapy, and many other things). I know ICC has a mandate on the if you are so much impaired, you get this much for this many weeks. How long should we expect to wait before getting this first check? Also, how do insurance companies figure what they will pay for the "settlement"?

  2. #2
    Join Date
    Oct 2006
    Posts
    9,076

    Default Re: Arrival of Benefits

    the benefits can be disputed by either party.
    do you know if there is an agreement on the impairment rating?
    the impairment rating and "settlement" have to be approved by the comp commission.
    a settlement will be the value of the impairment, medcial and any other unpaid benefits.
    you can also contact the Industrial Commission directly for information(1-208-334-6000 or 1-800-950-2110.)

  3. #3
    Join Date
    Feb 2007
    Location
    Calif
    Posts
    17,941

    Default Re: Arrival of Benefits

    You are correct, the IIC/legislature has predetermined the number of weeks indemnity you are due, based on the rating.

    The statues are here http://www3.state.id.us/idstat/TOC/72004KTOC.html
    ID has a scheduled loss payment http://www3.state.id.us/cgi-bin/newi...id=720040028.K
    as well as unscheduled, or ''whole man impairment'' payments http://www3.state.id.us/cgi-bin/newi...id=720040029.K
    It would also be a good idea to read 72-430. PERMANENT DISABILITY -- DETERMINATION OF -- PERCENTAGES --SCHEDULE. http://www3.state.id.us/cgi-bin/newi...id=720040030.K.
    How long should we expect to wait before getting this first check? Also, how do insurance companies figure what they will pay for the "settlement"?
    It's not really that simple. Unlike a personal injury case, there is no money for pain and suffering, lost wages, or punitive damages in WC.

    Benefits are wage loss while treating/recovery. PD/impairment indemnity based on the % of loss. The 'loss' being your reduced capacity to compete in the open labor market.

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