My MSA came back at almost $900k. The Ins co sends a NCM, nurse case manager for the ins co to meet with my Dr along with my attorney to see about lowering the MSA to say half of the first MSA. Supposed they are going to get a 2nd msa and it should be about 1/2 of the first. To do this they got the Dr and myself(cause I really want to settle) to say I don't want a pain stimulator implanted in my back and the Dr to say I'm no longer a candidate, along with changing my meds to different,big time cheaper meds. My question is, is this a hoax to get the monthly bills they have to pay down and they have no intention of settling or is this something done regularly and they really want to settle? Because if it is a hoax, I can and will have my meds changed to better and newer stuff that really works but will be horrendously expensive. Also I was given horror stories from the NCM about pain stims coming out of backs and they not working and more trouble than they are worth.