Results 1 to 6 of 6
  1. #1
    Join Date
    Aug 2012
    Posts
    6

    Default Accidental Disability Pension and Worker's Comp

    If one receives an Accidental Disability Pension, with no medical benefits (Police & Fire Pension), will there eventually be a Worker's Comp payout, based on the ratings chart, or does receiving the Accidental Disability Pension wipe that out?
    I've read many post on the forum, which is a wealth of information Thank You all, but am confused as to whether or not there is a payout.

  2. #2
    Join Date
    Oct 2006
    Posts
    9,078

    Default Re: Accidental Disability Pension and Worker's Comp

    without knowing the terms of the pension plan it can't be answered. i would contact your pension administrator, your union or an atty.
    workers comp has no such provisions.

  3. #3
    Join Date
    Aug 2012
    Posts
    6

    Default Re: Accidental Disability Pension and Worker's Comp

    The terms of the pension read as:
    "If you are receiving periodic Workers’ Compensation
    benefits, your Accidental Disability retirement benefits
    will be reduced dollar for dollar by the periodic
    benefits paid after your retirement date. The retirement
    benefit is not reduced by any Social Security or
    private insurance benefits that may be payable."

    I know the dollar for dollar applied to the weekly Worker's Comp payments but I have no idea about the payout based on the disability rating.

  4. #4
    Join Date
    Oct 2006
    Posts
    9,078

    Default Re: Accidental Disability Pension and Worker's Comp

    Quote Quoting jennis2613 View Post
    The terms of the pension read as:
    "If you are receiving periodic Workers’ Compensation
    benefits, your Accidental Disability retirement benefits
    will be reduced dollar for dollar by the periodic
    benefits paid after your retirement date. The retirement
    benefit is not reduced by any Social Security or
    private insurance benefits that may be payable."

    I know the dollar for dollar applied to the weekly Worker's Comp payments but I have no idea about the payout based on the disability rating.

    it sounds like any lumpsum payment from workers comp is immune. why not ask that all disability payments be aggragated at the end of the claim into a single payout?
    there maybe case law on this issue.

  5. #5
    Join Date
    Jan 2007
    Location
    PA, but worked in NJ
    Posts
    821

    Default Re: Accidental Disability Pension and Worker's Comp

    Jennis2613

    Hi, I may be able to help you with your question.

    First I need to know if you were off duty when the injury occurred? This effects the pension."

    "IF" your Accidental Dis. Pension is with the State PBA I would imagine that this benefits may pay up to 2 dollars to the 1 dollar from WC. This covers your lost wages part of NJWC. Now you are entitled to compensation for the measurable amount of permanent disability you are left with after all corrective medical care has been done.

    Palliative care is not covered under NJWC, but you may have benefits through your pension??? Check, I will provide addy at end of message.

    I am unsure how this works with Pensions as they keep changing but under WC you should be comped for your impairment rating (from chart you mentioned. This works differently with public employees so I will need to find a good source to give details.

    I will look around to see if I can find more pension info but here is the addy I promised

    If you have specific questions, you may write to the Division of Pensions
    and Benefits, Office of the Board Secretary,
    PO Box 295, Trenton, NJ 08625-0295, or e-mail
    your question to: pensions.nj@treas.state.nj.us


    Hope this helps you out?


    BUG

  6. #6
    Join Date
    Aug 2012
    Posts
    6

    Default Re: Accidental Disability Pension and Worker's Comp

    Thank You .SH and BUG!

    BUG, Yes I was on duty when the injury occurred.

    My Accidental Disability Pension is with the Division of Pensions and Benefits, under Police and Fireman's Retirement System (PFRS), and yes I could have medical benefits thru them to the tune of just under a thousand per month for my wife and I. My wife went back to her old job, taking quite a pay cut, just for the benefits which is a blessing for us.

    Thank you again!

Similar Threads

  1. Replies: 4
    Last Post: 03-25-2012, 10:42 PM
  2. Replies: 4
    Last Post: 11-23-2011, 08:15 AM
  3. Disability Pension
    By will1066 in forum Pennsylvania
    Replies: 0
    Last Post: 03-30-2010, 09:32 AM
  4. Accidental Disability
    By rvogel in forum New Jersey
    Replies: 1
    Last Post: 02-24-2009, 12:11 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
 


Find a Lawyer