Hi, I live in N.Y. state, and worked at a nursing home in Bennington Vt. as a cook for a fews years. In Feb. of 2009, I injured my shoulder and neck while lifting a 5 gallon bucket of icecream off of a shelf in the freezer. It took a few months to get the company to take responsibility, after hiring a lawyer. I have had two surgeries on the shoulder, only to find out I have a pinched nerve in my neck also, which still aggrivates the shoulder and trapizia area, causing constant pain and headaches. In March without any Dr saying I reached medical end the Ins. Co. stopped payments stating, I had to have reached medical end by now. My Dr says i need to have neck surgery to take pressure of the nerve. The insurance company is refusing to acknowledge the neck is connected to the shoulder injury.In the mean time a spinal specialist and my physician agree that I had no problems prior to the unjury and is likely related to the shoulder injury on feb. of 2009. Since then I have had an IME, and the Dr. said I have a 10% whole body permanent disability. although, my attourney has scheduled for a hearing about the neck issue. He doesn't seem to knowledgable about Vt Workers Comp laws. He is telling the ten percent disability rating means I will get ten percent of my WC rate of pay for 405 weeks. Averagig to approxamitely $35.00 a week. Also, he doesn't know if the settlement include vocational rehab to retrain me if and when I'm able to work. This doesn't seem fair for never being able to use my arm normally again alog with constant neck pain and headaches. Although each state is a little different.There must be some sort of federal guidelines ? Any information would greatly be appreciated. Thanks.