After 5 yrs. in WC system I recieved my rating & settlement offer. The rating is 35% for 4 body parts & CRPS.
I suffered through 2 surgeries, various pt's & all the shots. I refused the last 2 surgeries. One 4 multi level fusion on neck and 1 for severely torn labrum.
I have lost everything !
The offer is less than 20 grand. Plus annual pymt's of $800. I had taken a min. wage job because Commercial Real Estate was dead.
If I take mo. pymt.'s it doubles the settlement and & then some. This is a hard 1 to call.. I deserve the full amount. Why am I penalized?
Also the VR counselor said that because my qualifications far exceed that of " dish washer" my ER should b able 2 place me somewhere, as it's a casino. Yet, in 5 years nothing.
The other strange thing, Sat. I recieved a call from an independent contractor 4 SSA. Stating that they place people on disability w/home based jobs.
The only person I have mentioned anything too was the PT who administered the fce. exam & admitted 2 being a friend of my adjuster. She also stated my adjuster sends her business.
So if I refuse this offer, which comes 14 mo.'s after federal disability was approved, I can terminate my voc rehab benefits
That's my understanding.
Any guidance will b greatly appreciated. I have an attorney I do not trust. He has been with 3 firms in 5 yrs. He now has 2 split my commission 3 ways, not much $ in his pocket. This is just 1 of many issues I have with him.
I hope I have been clear, so I can get an unbiased opinion.