Re: Adjuster Lowered My Temporary Partial Disability Benefits
This tactic is used to force you into settling for less than you're owed.
This is just one the latest lowball strategy's cooked up by the Republican con-men.
Look forward to settling your case for half of the value - if you're lucky.
Temporary Partial Disability (TPD)
TPD means that you still need medical care, but a physician feels that you are able to return to the duties of your regular work, or perhaps modified or light duty. During this stage, the carrier continues to pay the totality of medical expenses from the approved physician, but now pays 2/3 of the difference between your established average monthly wage (AMW) and the wages you are “able to earn” within your medical restrictions. This is an issue that is litigated with increasing frequency. The worker will often contend that his employer does not have light duty available, and that he has looked for other light duty jobs without success, and therefore, is entitled to continuing full disability benefits. Carriers may respond that the worker could have found other light duty jobs, and the carrier will then reduce disability benefits, taking credit for wages it claims the worker was able to earn, even if no wages were earned. Denial of disability benefits is a tactic sometimes used to force desperate workers to settle for less than what is owed. Disability checks during this stage must be paid at least every 30 days.
They've been pulling this stunt in just about every state that elected a Republican governor.
These guys won't stop until they destroy the system completely.
Sorry for the reality check but I have a bad habit of telling it like it is.
Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.