((I already finished my therapy but not work conditioning and have not been rated
You're not even close to the settlement phase.
I would receive 25,000 Dollars for what I would of gotten in 2 years of what I made on job.
It's impossible to know the value of your claim until you reach MMI and receive a rating.
Settlements aren't based on what you made at work, they are based on a percentage of your AWW, your impairment rating and other factors.
That's ridiculous, they aren't in a position to set time limits, on top of the fact they're screwing you.
I have one week to decide before they take that offer off the table
You have no idea of the value of your claim, it may be worth ten times that amount.
Should I ask for twice the amount, I would like to keep lawyers out of it but also get a fair deal.
You won't get a fair deal without a lawyer, they'll chew you up and spit you out.
They have no intention of being fair with an unrepresented claimant, it won't happen.
For the cost of a lawyer, you'll be money ahead, protect your rights and save your sanity.
Don't decide or do anything until you consult legal counsel.
Have no further contact with that carrier or their agents until you retain a lawyer.
Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.