I hope someone can help me. My husband was hurt 9 yrs ago. There is a 3rd party lawsuit. My lawyer has an MSA for the injury case in NY, he is trying to settle the case and is trying to get NJ WC to do there own MSA. My WC lawyer is trying to close his case for 100% disability. He said if the WC lien of 700,000 is paid, my husband's medical and checks are reduced to a 3rd. If my husband gets permanent disability and WC is responsible for a 3rd of his medical bills for the rest of his life, then why would WC do an MSA. If we don't settle and lose the liability my husband would get his full benefits and medical coverage for the rest if his life, do they still have to do an MSA . I'm so confused.