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  1. #1
    Join Date
    Nov 2018
    Posts
    1

    Angry Can You Request Changing Insurance Adjusters

    I was hurt at work six months ago and from the very beginning the adjuster either is horrible at his job or has been told by the company to do what he has been doing, which is basically nothing but avoiding emails and calls. I've been sent to an IME who basically gave me a favorable report stating I need surgery. Also, the case has gone before an arbitrator who again, told the insurance company that if this goes to trial, he will order surgery. So how is it that the insurance adjuster and company can drag this along for months without penalty????? I was legit hurt at work, it has been proven and supported and I just want my life back, and get on the road to recovery. I'm barely getting by supporting my family, having worked 3 jobs before, now I'm only getting 66 percent from the one I was hurt at all because they can claim they were not aware that I had two other jobs. They tried to force me back to work before anyone even had a clue what was wrong because they wouldn't approve tests and clearly they don't care about people. Why are companies allowed to put people through this?

  2. #2
    Join Date
    Oct 1971
    Posts
    4,936

    Default Re: Can You Request Changing Insurance Adjusters

    crushers88
    Why are companies allowed to put people through this?
    Because people refuse to consult and retain a lawyer.
    That employer and carrier have a seasoned law firm protecting their interest, don't you deserve the same?
    Without a lawyer, they'll chew you up and spit you out - they know what they can get away with.

    You should've retained a lawyer at the first sign of problems, every day you wait, the further you damage your claim.
    Hire a lawyer today!!

    Tony
    Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.

  3. #3
    Join Date
    Feb 2007
    Location
    831 East Morehead St., Ste 355, Charlotte, NC 28202
    Posts
    3,743

    Default Re: Can You Request Changing Insurance Adjusters

    If you are content to deal with them yourself in spite of the downside risks, you can ask to speak to the adjuster's supervisor and complain to that person about the adjuster not returning calls, etc., but you have no clout whatsoever to get them to put another adjuster on your claim.

    Adjusters each have many claims to manage and they don't have much time to spend on any one claim. Every phone call or email you send the adjuster increases the likelihood that you will be put on the adjuster's personal "s*** list" of claimants for whom they will not go out of their way to do anything, simply because you are a PITA.

    Remember, the insurance company is your adversary. They are not your friends. That don't even have an obligation to deal with you in good faith. If you are having problems, hire a lawyer.
    The North Carolina Court of Appeals has held that "In contested Workers' Compensation cases today, access to competent legal counsel is a virtual necessity." Church v. Baxter Travenol Labs, Inc., and American Motorists Insurance Company, 104 N.C. App. 411, 416 (1991).

    Bob Bollinger, Attorney and Board Certified Specialist in NC Workers' Compensation Law

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