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  1. #1
    Join Date
    Jun 2019
    Posts
    3

    Default Looking for Info About the Process/Steps Whats the Next Step

    I am confused with all of this work comp business. I was never given a rule book. I can barely keep health insurance $253.48 a MO paid because I have to feed a family of 5 and pay bills. LOTS of questions could use some help. Work comp case Alpharetta, Ga. The injury was 9 months ago. Busted rotor in my Dominant arm. I am getting $575 a week but still can't pay my bills. Was bringing in about $725 a week with insurance paid. After my 2nd surgery, I'm still in Phys. Thero. I've not gotten any other info from the Workers comp agent. I just struggle to get by. Will, I ever get the lost wages? No idea of what is next. Friends tell me maybe I should not trust the system. One even said they would help with fuel money but the W/C agent never said anything about. it. I can't find info online, all seem to be ads for lawyers or for protecting the Employer.

  2. #2
    Join Date
    Oct 1971
    Posts
    5,049

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Charles C Wise
    I was never given a rule book.
    Here ya go.
    GEORGIA STATE BOARD OF WORKERS’ COMPENSATION
    EMPLOYEE HANDBOOK
    https://sbwc.georgia.gov/document/pu...dbook/download

    bill of rights for the injured worker
    https://sbwc.georgia.gov/document/do...c-bor/download

    Will, I ever get the lost wages?
    No, you're already receiving wage loss benefits which are two-thirds of your average weekly wage before your injury.

    Friends tell me maybe I should not trust the system. One even said they would help with fuel money but the W/C agent never said anything about. it.
    Of course not, they're not going to voluntarily offer anything.
    You are entitled to mileage reimbursement for travel to and from doctors’ appointments only, nothing more.

    Temporary Disability Benefits
    Georgia pays temporary total disability benefits to employees who are unable to work for more than seven days due to their injuries. These benefits are two-thirds of your average weekly wage before your injury. However, like other states, Georgia places a cap on weekly benefits. As of July 1, 2017, you cannot receive more than $575 per week.

    Additional Benefits
    Georgia workers’ compensation also provides additional benefits, including:
    Medical benefits. Workers’ comp pays for all reasonable and necessary medical treatment related to a work injury, as long as your treatment is authorized. (For more information, see our article on how to get medical treatment through workers’ comp.)
    Mileage reimbursement. Mileage for travel to and from doctors’ appointments is also covered through workers’ comp.
    Vocational rehabilitation. A worker who is unable to return to his or her normal job can receive placement services and other assistance trying to find new employment.
    https://www.nolo.com/legal-encyclope...n-georgia.html

    SUMMARY OF WORKERS' COMPENSATION PROVISIONS
    https://sbwc.georgia.gov/sites/sbwc....provisions.pdf

    Tony
    Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.

  3. #3
    Join Date
    Jun 2019
    Posts
    3

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Thanks for the info, Tony. I guess I'm stuck in this mess. From what I'm reading it looks like getting a Lawyer would be a waste and no help to me and my family.

  4. #4
    Join Date
    Oct 1971
    Posts
    5,049

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Quote Quoting Charles C Wise View Post
    Thanks for the info, Tony. I guess I'm stuck in this mess. From what I'm reading it looks like getting a Lawyer would be a waste and no help to me and my family.
    Actually getting a lawyer will be an insurance policy against the abuse and games that may be coming down the road.
    Having a lawyer will keep the carrier honest, they're less likely to play games with a represented claimant.

    There's no up front cost to retain a lawyer, they only get paid a percentage on benefits obtained on your behalf in litigation - you have nothing to lose and everything to gain.
    Consult a lawyer before problems arise, they may take your case on a standby basis and be available if and when problems arise.

    Tony
    Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.

  5. #5
    Join Date
    May 2010
    Posts
    586

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Quote Quoting Charles C Wise View Post
    Thanks for the info, Tony. I guess I'm stuck in this mess. From what I'm reading it looks like getting a Lawyer would be a waste and no help to me and my family.
    I cant imagine reading here you get the feeling a lawyer is a wast?....To many times people post and its to late for them to get one or they screwed up something....

    Being in Georgia your going to need a good lawyer as not only are the insurance companies against you, your state politicians are against you...

  6. #6
    Join Date
    Feb 2007
    Location
    831 East Morehead St., Ste 355, Charlotte, NC 28202
    Posts
    3,762

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Workers' comp lawyers give free consultations, so get one or more. And the first thing you need to ask is this: Has my weekly compensation rate been calculated correctly? Based on your post, that may be an issue. If you need some help cutting through all the BS lawyer ads, send me an email or PM and I will give you some direction as to reliable lawyers down there.
    The North Carolina Court of Appeals has held that "In contested Workers' Compensation cases today, access to competent legal counsel is a virtual necessity." Church v. Baxter Travenol Labs, Inc., and American Motorists Insurance Company, 104 N.C. App. 411, 416 (1991).

    Bob Bollinger, Attorney and Board Certified Specialist in NC Workers' Compensation Law

  7. #7
    Join Date
    Jun 2019
    Posts
    3

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    Quote Quoting tony View Post
    Actually getting a lawyer will be an insurance policy against the abuse and games that may be coming down the road.
    Having a lawyer will keep the carrier honest, they're less likely to play games with a represented claimant.

    There's no up front cost to retain a lawyer, they only get paid a percentage on benefits obtained on your behalf in litigation - you have nothing to lose and everything to gain.
    Consult a lawyer before problems arise, they may take your case on a standby basis and be available if and when problems arise.

    Tony
    The abuse and games that may be coming down the road? I already feel like my boat is sinking all because I got hurt. It may get worst? What may be signs of this abuse and games that may be coming down the road?
    I'm not sure of what a lawyer is going to be able to do. I can't work so I'm going under on trying to keep bills paid. If I have nothing, what's going to be in it for a lawyer? I hate feeling like I'm being abused, but I can't afford to be taken to the cleaners by a lawyer ether.

    I have, ask around for info. I just do not know what to expect. I thought I get patched up, go to PT, go back to work.

    Thank You for your time and patience.

  8. #8
    Join Date
    Oct 1971
    Posts
    5,049

    Default Re: Looking for Info About the Process/Steps Whats the Next Step

    What may be signs of this abuse and games that may be coming down the road?
    There's dozens, here's just a few - They can interfere with your care to minimize liability, they may cut your payments without notice, they will send you to a quack IME who'll give you a lowball rating, they may make you take any job within your restrictions to lessen wage loss benefits even if it's a greeter at Wal Mart.
    There's a few dozen more but you get the jist, they'll screw you over.

    If I have nothing, what's going to be in it for a lawyer? I hate feeling like I'm being abused, but I can't afford to be taken to the cleaners by a lawyer ether.
    There may be nothing in it for a lawyer now but before it's over there will be.
    Better to pay a small percentage of what you're entitled to for a lawyer than to lose it all or a large portion going it alone.

    You'll eventually have to fight for benefits, they're not about to voluntarily pay out the full value of your claim without a fight.
    Without a lawyer you won't stand a chance against the seasoned law firm representing the carrier and employer - they'll chew you up and spit you out.
    For the cost of a lawyer, you'll protect your rights, save your sanity and be money ahead - without one you stand a real chance of losing thousands of dollars or worse.

    Don't mess with it, lawyer up now before the games begin.

    Tony
    Moderator Responses are based on my personal bias, experience and research - They do not represent the views of the admin nor may be accepted in the legal community, always consult an attorney.

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